ClaimShield
Your Carrier Has Adjusters.
Now You Do Too.
We photograph damage, interpret your policy language, and negotiate directly with your carrier — until the number reflects what you're actually owed.
Recovered for Policyholders
Across residential & commercial claims
Average Settlement Increase
vs. carrier's initial offer
Claims Closed
Wind · Water · Fire · Mold
The Difference a Public Adjuster Makes
Five anonymized claims from the past 18 months. Carrier's first offer versus our negotiated final settlement — the column that matters.
2024-TX-0118
Hurricane Wind
Houston, TX
$18,400
Accepted without representation
2024-TX-0118
Hurricane Wind
Houston, TX
$74,200
2024-FL-0334
Water / Pipe Burst
Orlando, FL
$6,100
Accepted without representation
2024-FL-0334
Water / Pipe Burst
Orlando, FL
$28,900
2024-GA-0521
Hail Damage
Atlanta, GA
$11,750
Accepted without representation
2024-GA-0521
Hail Damage
Atlanta, GA
$39,600
2024-TX-0689
Commercial Fire
Dallas, TX
$84,000
Accepted without representation
2024-TX-0689
Commercial Fire
Dallas, TX
$312,500
2024-NC-0802
Mold / Water Intrusion
Charlotte, NC
$4,200
Accepted without representation
2024-NC-0802
Mold / Water Intrusion
Charlotte, NC
$19,800
All claim IDs are anonymized. Settlements represent documented final disbursements. Results vary by policy, carrier, and claim complexity. No outcome is guaranteed.
No upfront cost. We work on contingency — we only get paid when you do.
Get Your Free Claim Review
Tell us about your property. We'll confirm service area coverage instantly, then a licensed adjuster will contact you within 2 hours.
Not ready to talk yet?
Download our Policyholder's Rights Guide — 14 pages on what your carrier owes you and how to document it.
Documentation That Wins
The gap between a carrier's inspection and ours isn't a matter of opinion — it's a matter of instruments, training, and incentive.
Cell phone photos taken from street level. 6–12 images. No metadata.
Drone aerial survey + 200+ ground-level images with GPS coordinates, timestamps, and damage mapping.
Visual inspection only. Hidden water damage not assessed.
Thermal imaging cameras + calibrated moisture meters map every affected cavity.
Adjuster estimates based on visible surface damage.
Licensed engineer report with load calculations, code compliance analysis, and replacement specifications.
Applies exclusions broadly. Depreciation calculated to minimize payout.
Line-by-line policy review. Every applicable coverage identified. Depreciation challenged with evidence.
Timeline: Claim to Close
Initial Response
Carrier
7–21 days
ClaimShield
24 hours
Damage Inspection
Carrier
1 visit, 45 min
ClaimShield
2–3 visits, full day
Estimate Delivery
Carrier
14–30 days
ClaimShield
5–7 days
Negotiation Rounds
Carrier
1 (take it or leave it)
ClaimShield
As many as needed
Final Settlement
Carrier
30–90 days
ClaimShield
28–67 days avg.
IMG_2847.jpg — No GPS — No Timestamp
“Surface granule loss noted. No structural damage observed.”
— Carrier's written assessment
THERMAL · 47.3°F ANOMALY
GPS: 29.7604°N 95.3698°W · 2026-02-27 09:14
“Structural rafter damage to 14 members. Hidden moisture in 3 wall cavities. Code-mandated full replacement per IRC 2021.”
— ClaimShield Licensed Engineer Report, PE #TX-48291
From Policyholders Who Didn't Settle
“The carrier offered me $14,000 for a roof that needed full replacement. ClaimShield got me $58,400. I had no idea I was even entitled to half of what they recovered.”
Marcus Delgado
Houston, TX
Final Settlement
$58,400
“Three open claims on my rental portfolio. My property manager was drowning in carrier paperwork. ClaimShield took over all three and closed them inside 60 days — combined payout was $212,000.”
Priya Nair
Atlanta, GA
$212,000
“My carrier denied the claim outright. Said it was 'pre-existing.' ClaimShield's engineer report showed the damage was clearly storm-related. Reopened and settled at $31,200.”
James Whitfield
Charlotte, NC
$31,200
“As an attorney, I needed a documented loss valuation before filing. ClaimShield delivered a report I could actually use in court. Thorough, defensible, and ready in 8 days.”
Sandra Okafor
Property Litigation Attorney · Dallas, TX
Where We Work
Texas
- Houston
- Dallas
- San Antonio
- Austin
- Fort Worth
Florida
- Miami
- Orlando
- Tampa
- Jacksonville
- Fort Lauderdale
Georgia
- Atlanta
- Savannah
- Augusta
- Columbus
- Macon
North Carolina
- Charlotte
- Raleigh
- Greensboro
- Durham
- Winston-Salem
South Carolina
- Charleston
- Columbia
- Greenville
- Myrtle Beach
Louisiana
- New Orleans
- Baton Rouge
- Shreveport
- Lafayette
Alabama
- Birmingham
- Montgomery
- Huntsville
- Mobile
Mississippi
- Jackson
- Gulfport
- Biloxi
- Hattiesburg
Not seeing your area? Enter your ZIP code above — we cover all 50 states through our licensed adjuster network.
The Last Form You'll File Alone
The carrier's first offer is rarely their best. We know what comes next.
Slide that crumpled offer across the desk. We'll bring the documentation, the policy expertise, and the negotiating leverage that turns lowball settlements into what your policy actually promises.
Available Mon–Fri 8am–7pm CT · Storm response 24/7